Have questions on which loan option is best suited to fit your needs? A Coastal Pacific Lending Inc. Loan Officer has your answers!
You can call a Home Loan Officer at 949.836.8055 during the following times:
Monday – Friday 8:00 a.m. to 6:00 p.m. (PST)
| Loan Type | Term (Years) | Interest Type | Down Payment | Credit Score Requirement | Special Features |
|---|---|---|---|---|---|
| Conventional Loan | 30 | Fixed | As low as 5% | Varies | Most popular loan type, no pre-payment penalties |
| FHA Loan | Variable | Fixed or ARM | As low as 3.5% | As low as 580 | Government-insured, flexible qualifications |
| VA Loan | Variable | Fixed or ARM | No down payment | Varies | For veterans and military, no PMI |
| 30 Year Fixed Rate Mortgage | 30 | Fixed | As low as 5% | Varies | Stable payments, no pre-payment penalties |
| 15 Year Fixed Rate Mortgage | 15 | Fixed | As low as 5% | Varies | Lower interest, quick payoff, no pre-payment penalties |
| Jumbo Home Loan | Variable | Fixed or ARM | Variable | Varies | High-end financing, competitive rates |
The security of a consistent rate and payment and the ability pay off your mortgage as quickly as possible. A 15-year fixed-rate mortgage allows you to pay less interest over the course of your loan. Lower rates and a shorter term makes this loan a great choice for the financially savvy customer.
Got questions? Give us a call! One of our mortgage specialists would be happy to answer all of your questions and get you started with a great low rate today!
If you plan to stay in your home for the long term, sleep tight knowing you will have the stability of a consistent payment that never changes. Plan your budget with a consistent mortgage payment at a low rate that will stay the same through the life of your loan.
Got questions? Give us a call! One of our mortgage specialists would be happy to answer all of your questions and get you started with a great low rate today!
An FHA loan provides a government-insured loan with flexible loan options. Less strict credit requirements and qualifications make this loan the easiest loan for buying a home or refinancing. Save money with an easy and fast FHA loan, qualifying is simple!
Got questions? Give us a call! One of our mortgage specialists would be happy to answer all of your questions and get you started with a great low rate today!
**Coastal Pacific Lending Inc. is not affiliated with or acting on behalf of or at the direction of FHA, VA, USDA or the Federal Government.
Are you are a veteran, member of the military or military spouse? You may qualify for a VA loan. VA Loans offer flexible options as either fixed-rate or ARM mortgages. You may qualify for fast approval and a hassle-free loan even with less than perfect credit. Refinance up to 100% of your home or buy a new home with no down payment and never pay monthly insurance (PMI)!
Got questions? Give us a call! One of our mortgage specialists would be happy to answer all of your questions and get you started with a great low rate today!
**Coastal Pacific Lending Inc. is not affiliated with or acting on behalf of or at the direction of FHA, VA, USDA or the Federal Government.
When a loan amount reaches a certain point, Jumbo and Super Jumbo Loans can offer high-end financing that a traditional loan can’t.
Over the past few years, some lenders have decreased their Jumbo Loan offerings and have made them harder to obtain, but at Coastal Pacific Lending Inc., we can get you the best rate possible on your Jumbo Loan.
With a jumbo mortgage, you’ll get great rates for your big loan. With a choice between fixed or adjustable rates, our jumbo loans offer maximum flexibility for home financing for larger loans.
Got questions? Give us a call! One of our mortgage specialists would be happy to answer all of your questions and get you started with a great low rate on your jumbo loan today!
